Google Mobile Payment Service Based on NFC Technology – Updates

It is reported that, Google is all set to test mobile payment service soon at a few selected stores in New York and San Francisco. This will offer customers a wireless purchase facility using their smart phone. As part of this, thousands of special cash-register systems from VeriFone Systems will be installed at merchant locations and Google will pay for this.

These cash-register systems can accept payments from mobile phones equipped with near-field communication (NFC) technology. NFC technology equipped devices acts as a debit/credit payment card. Google Nexus S smartphone co-developed by Google and Samsung is the first Android device to support NFC in both hardware and software.

Consumers pay for products and services by tapping a device against a register at checkout. It will be an alternative to cash or physical credit cards. The Google service may combine a consumer’s financial account information, gift-card balances, store loyalty cards and coupon subscriptions on a single NFC chip on a phone.

Near field communication, or NFC, is a set of short-range wireless technologies, typically requiring a distance of 4 cm or less. NFC operates at 13.56 MHzand at rates ranging from 106 kbit/s to 848 kbit/s. NFC communication always involves an initiator and a target: the initiator actively generates an RF field that can power a passive target. This enables NFC targets to take very simple form factors such as tags, stickers, key fobs, or cards that do not require batteries. NFC peer-to-peer communication is also possible, where both devices are powered.

NFC-enabled handsets

  • Nokia C7-00
  • Nokia 6212 Classic
  • Nokia 6131 NFC
  • Nokia 3220 + NFC Shell
  • Samsung S5230 Tocco Lite/Star/Player One/Avila[advt]
  • Samsung SGH-X700 NFC
  • Samsung D500E
  • SAGEM my700X Contactless
  • LG 600V contactless
  • Motorola L7 (SLVR)
  • Benq T80
  • Sagem Cosyphone
  • Google Nexus S
  • Samsung Galaxy S II
  • Samsung Wave 578[source]

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