Life Insurance Corporation of India has launched a new health insurance plan, Jeevan Arogya which offers comprehensive hospitalisation benefits for the whole family of the principal insured. It also offers to cover the parents-in-law of the principal insured besides spouse, minor children and parents. There is a provision for inducting additional members or removal of existing members in case of any change in family circumstances of the principal insured.
The benefits are payable regardless of the life insured getting reimbursement under any other scheme from his/her employer or any other insurance company, on the basis of certified photocopies of the original bills.
The minimum age at entry for principal insured is 18 years and maximum age at entry would be 65 years for self and spouse while it is 75 years for parents and parents in law. For children, the minimum age at entry is 91 days and the maximum age at entry is 17 years.
[advt]Hospitalisation in case of non surgical treatment beyond twenty four hours is cover under hospitalisation cash benefit. The policy can be taken for an initial daily benefit of Rs. 1,000, Rs. 2,000, Rs. 3,000 and Rs. 4,000. The major surgical benefit will be 100 times of the daily benefit. The quick cash facility allowing payment of 50 per cent entitlement can be availed as advance in case of 57 specified major surgies.
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